Here in Sydney or NSW where strong storms are an annual event, building owners often see property damage resulting from wind, rain, and flooding. It can be a frustrating experience to have repairs completed quickly when dealing with insurance company policies and procedures. To add to the confusion, insurance companies become inundated with claims following a storm, and it can be weeks or months before the damage can be assessed, approved, and repaired.<\/p>\n
Finding unexpected water damage on your home or property can be an unpleasant surprise. Figuring out what to do next can be equally daunting. From making sure your insurance covers the damage and lodging a claim, to getting and submitting quotes, to finally booking in repairs, this handy guide will help you navigate the process as quickly and easily as possible.<\/p>\n
Tip Number 1: Establish the cause, verify coverage, and lodge a claim<\/strong><\/p>\n It\u2019s important to know if your insurance company will cover the type of damage incurred on your\u00a0property, as the cause can sometimes affect coverage. Although you may believe it is part of your\u00a0policy, it\u2019s best to contact your insurer to inform them of the damage and ask for any information as to\u00a0your financial responsibility. If you are unable to determine the cause, it may be a good idea to contact\u00a0a licensed contractor specializing in that portion of the home. Once you\u2019ve verified that your insurance\u00a0company will cover the damage, you should lodge a claim. This should all be done as quickly as possible\u00a0following your discovery of the damaged areas. After a storm or disaster, the company will be\u00a0inundated with claims. Filing sooner will help ensure that your claim gets processed expediently. Retain\u00a0the claim number to make it easier to obtain quotes for repair.<\/p>\n Tip Number 2: Get quotes and submit for payment<\/strong><\/p>\n As soon as you\u2019ve filed your claim, you should start gathering quote information. Make sure you choose\u00a0reputable contractors. Using an unlicensed roofer or painter can result in shoddy workmanship. Be sure\u00a0to include the claim number when seeking a quote, as this will aid the insurer in processing your claim.<\/p>\n Make sure you request an estimated completion time when you do this, especially if the damage is the\u00a0result of an event that may have affected many property owners. Once you\u2019ve found a contractor for\u00a0the work, submit their quote to the insurance company. Once accepted, the insurer will determine the\u00a0level of damage for prioritization. If extensive, it may be processed earlier. This is another reason why it\u00a0is important to lodge your claim as early as possible. Don\u2019t wait for one repair to be completed before\u00a0getting an estimate on the next one. If you have one repair ready to go immediately following the one\u00a0prior, the entire process will be faster.<\/p>\n Tip Number 3: Book your repairs<\/strong><\/p>\n Depending on the extent of the repairs and the insurance company\u2019s payout policies, you will either\u00a0receive payment or approval for payment upon claim approval. At this point, you should arrange the\u00a0repairs yourself. Waiting for the insurer to schedule it is a pretty reliable way to ensure it will take\u00a0longer. Be very clear to both the insurance company and those doing repairs that you expect your claim\u00a0to processed quickly. When scheduling repairs, make sure you get solid commencement and\u00a0completion dates. This way you can schedule each company in order, which ensures a seamless repair\u00a0process.<\/p>\n If you follow these guidelines, taking care of your water damage problem will be hassle-free. King\u00a0Painting is happy to help you through the plastering and painting portion. We have experienced and\u00a0reputable workers waiting to help you out.<\/p>\n <\/p>\n \u00a9 Copyright 2017 King Painting Specialists Pty Ltd.<\/p>\n","protected":false},"excerpt":{"rendered":" Here in Sydney or NSW where strong storms are an annual event, building owners often see property damage resulting from wind, rain, and flooding. It can be a frustrating experience to have repairs completed quickly when dealing with insurance company policies and procedures. To add to the confusion, insurance companies become inundated with claims following a storm, and it can be weeks or months before the damage can be assessed, approved, and repaired. Finding unexpected water damage on your home or property can be an unpleasant surprise. Figuring out what to do next can be equally daunting. From making sure your insurance covers the damage and lodging a claim, to getting and submitting quotes, to finally booking in repairs, this handy guide will help you navigate the process as quickly and easily as possible. Tip Number 1: Establish the cause,..<\/p>\n","protected":false},"author":3,"featured_media":49,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[20,19,21],"class_list":["post-44","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance-repair","tag-insurance-painting-repair","tag-insurance-repair","tag-insurance-repair-painting-sydney"],"yoast_head":"\n